Affordable Chiropractic Care Options for High Deductible Insurance Plans
If you have a high deductible insurance plan, you may have noticed that using your insurance for chiropractic care does not always save money—especially if you are unlikely to meet your individual or family deductible during the year.
At Aguayo Chiropractic & Wellness, we want patients to know there are affordable options available to continue receiving quality care without unnecessary costs.
Understanding Insurance-Based Care vs. Maintenance Care
Insurance-based chiropractic care is designed for active injuries, acute pain, or medically necessary treatment. In most cases, insurance companies require:
- Office visits and examinations
- Documentation supporting medical necessity
- Deductibles and copays
- Periodic re-evaluations
For patients with high deductible plans, this often means paying out of pocket anyway until the deductible is met.
Maintenance care is different.
Maintenance visits focus on:
- Keeping the body functioning properly
- Reducing tension and restrictions before they become painful
- Supporting mobility and posture
- Preventing flare-ups and recurring issues
Because maintenance care is wellness-focused rather than insurance-based treatment, these visits do not require an office visit or examination each time.
To help make ongoing care more affordable, we offer a 10% discount on maintenance visits.
Many patients find this option simpler, more convenient, and less expensive than billing through insurance.
Another Affordable Option: ChiroHealth
For patients who prefer a straightforward cash-based option, we also offer our ChiroHealth Plan.
This program provides:
- 20% discount on chiropractic adjustments
- 20% discount on therapies (non-machine based therapies)
ChiroHealth can be a great fit for patients who:
- Have high deductible insurance plans
- Do not want to deal with insurance limitations
- Want predictable, discounted pricing
- Value consistent preventative and wellness care
Our goal is to help patients continue receiving the care they need while keeping treatment financially manageable.
Which Option Is Right for You?
| Option | Requires Exam | Insurance Billing | Discount |
|---|---|---|---|
| Maintenance Visits | No | No | 10% |
| ChiroHealth Plan | No | No | 20% |
Both options are designed to provide affordable access to chiropractic care while allowing patients flexibility in how they manage their healthcare costs.
If you have questions about which option may be best for you, our team would be happy to help guide you.
Ready to Learn More?
Contact Aguayo Chiropractic & Wellness to learn more about maintenance care visits or our ChiroHealth Plan and find the option that works best for your health goals and budget.